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Introducing Pay Per Use Insurance

The traditional motor insurance in Malaysia has always been regulated by Bank Negara Malaysia (BNM). The premium is based on a fixed rate with unlimited mileage for the year approved by BNM.

Since the de-tariffication in 2017, a few insurance companies started to add safety and security features to their traditional comprehensive insurance and the premium is based on usage rather than on a fixed set of risk parameters. Hence, the creation of the new Pay Per Use Insurance on the market. Car owners have the option to choose the right insurance product that suits them best.

Pay Per Use insurance is a type of comprehensive car insurance that is based on usage plus the benefits of enhanced safety & security features such as:

Introducing CoverBox

CoverBox was set up to be the agents of insurance companies that offers Pay Per Use Insurance products and its main objective is for customer to use the CoverBox’s online platform to check and compare all the PPU insurance products available on the market and choose the right product that meets their needs.

Pay Per Use Insurance Provider

 

Pay Per Use Insurance by CoverBox

Choose the right Pay Per Use insurance that meet your needs.
AXA SmartMiles is an innovative Pay As You Drive motor insurance plan designed for low mileage drivers so you get to enjoy the same comprehensive coverage as traditional car insurance at an affordable premium. Even if you are a high mileage driver, you will not pay more premium with this smart pay as you drive plan.

  • eCall automatic accident alert and response via already connected mileage cigarette lighter plug
  • Manual eCall for fast emergency/breakdown services
  • Stolen vehicle tracking by 24/7 SOC

  • Auto Top Up once you have utilised your allocated mileage.
  • Smart Track Security (STS) service to helps you stay connected with your car anywhere, anytime. Complimentary for the first 3 months and you may subscribe to it for RM19.90/month via in-app purchase.

  • 50% upfront discount for 3000 km comprehensive with auto mileage top up pay as you drive service
  • 3-6000km top up, 40% discount
  • 6-9000km top up, 30% discount
  • 9-12000km top up, 20% discount
  • > 12000km, 0 discount – you will not pay more premium even if you are a high mileage user
  • Key care protection up to RM1000
  • Flood allowance up to RM1000
  • All drivers extension

  • Unlimited towing
  • Transport reimbursement up to RM2,000 in case of accident repair at an authorized workshop
  • 24/7 Hrs Call Centre Customer Service
  • Repair on spot service up to RM300 free labour
    • Battery jumpstart/replacement
    • Tyre replacement
    • Fuel delivery


Complimentary by CoverBox when you sign up with SOMPO MotorSafe. Terms & Conditions apply.

First of it’s kind insurance plan that comes with a Microtag for 24/7 protection and safe driving rewards

  • eCall – Automatic accident detection and fast response.
  • bCall – just press button for fast roadside assistance.
  • Safe driving – Real time beeping alert to prevent phone distraction while driving for you and your passengers.

  • Earn Points after EACH safe trip and use them to redeem INSTANT eVouchers!.
  • Mobile app to Bluetooth with Microtag device – for eCall, bCall, earn rewards, expedite claims, add drivers & more.

  • Unlimited comprehensive mileage for the year
  • Flood protection up to RM1500
  • Car key protection up to RM1500
  • Free 24/7 Emergency Towing up to 200km
  • All drivers extension

  • Unlimited towing
  • Transport reimbursement up to RM2,000 in case of accident repair at an authorized workshop
  • 24/7 Hrs Call Centre Customer Service
  • Repair on spot service up to RM300 free labour
    • Battery jumpstart/replacement
    • Tyre replacement
    • Fuel delivery


Complimentary by CoverBox when you sign up with SOMPO MotorSafe. Terms & Conditions apply.

An innovative Pay As You Drive plan with up to 50% upfront discount, and Sompo Tag device for 24/7 Safety Assistance & Top Up Reminders

  • eCall – Automatic accident detection & response (in case of serious crash).
  • bCall – just press button for breakdown assistance.
  • Safe driving – A beeping alert is used to prevent driver distraction caused by phone texting.

  • Automatic mileage recording via SOMPO Tag Device & App.
  • Pay As You Drive (PAYD) – View driven mileage, update odometer, receive predictive top-up reminder and top up at anytime.

  • 50% upfront discount based on mileage plan selected.
  • 5000km comprehensive, 50% upfront discount.
  • 10000km comprehensive, 30% upfront discount.
  • 15000km comprehensive, 20% upfront discount.
  • Special Perils Coverage: Covers up to RM10,000 or 20% of Sum Insured, whichever is lower.
  • Repair Warranty of 12 months.
  • All Drivers cover.

  • Unlimited towing
  • Transport reimbursement up to RM2,000 in case of accident repair at an authorized workshop
  • 24/7 Hrs Call Centre Customer Service
  • Repair on spot service up to RM300 free labour
    • Battery jumpstart/replacement
    • Tyre replacement
    • Fuel delivery


Complimentary by CoverBox when you sign up with SOMPO MotorSafe. Terms & Conditions apply.

Product Comparison Interested in our Insurance plan?
For more information, please visit:
coverbox.my







    AXA Smart Miles

    24/7 SAFETY & SECURITY ASSISTANCE

    • eCall automatic accident alert and response via already connected mileage cigarette lighter plug
    • Manual eCall for fast emergency/breakdown services
    • Stolen vehicle tracking by 24/7 SOC

    24/7 SAFETY & SECURITY ASSISTANCE

    • eCall automatic accident alert and response via already connected mileage cigarette lighter plug
    • Manual eCall for fast emergency/breakdown services
    • Stolen vehicle tracking by 24/7 SOC

    UPFRONT INSURANCE DISCOUNT & BENEFITS

    • 50% upfront discount for 3000 km comprehensive with auto mileage top up pay as you drive service
    • 3-6000km top up, 40% discount
    • 6-9000km top up, 30% discount
    • 9-12000km top up, 20% discount
    • > 12000km, 0 discount – you will not pay more premium even if you are a high mileage user
    • Key care protection up to RM1000
    • Flood allowance up to RM1000
    • All drivers extension

    AXA SmartMiles

    AXA SmarftDrive Safe

    SOMPO MotorSafe

    Interested in our insurance plan?

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