Our Proven Strength in Innovating Solutions
Since 2003, CSE has been working with Meta system and Octo telematics in Italy on the UBI technology.
CSE is a leading provider of Insurance Telematics since 2017, with the introduction of the FIRST BNM-approved product in Malaysia, and has expanded to include 6 insurance products. We have extensive experience in deploying Insurance Telematics projects and collecting driving data, accident information, and claims, giving invaluable insights and solutions for our insurance partners. Our partners have seen great results and have been motivated to expand their Telematics portfolio. We continue to use our expertise to develop unique ‘Pay Per Use’ motor insurance products.
Proven
For more than 38 years, CSE has been a trusted supplier of award-winning Security & Telematics systems to the Automotive, Insurance, Telco, and Fleet industries. The CSE group of companies, which includes CSE Telematics, CSE Automotive Technologies, Science Jet, Cobra Auto, CSE Borneo, CSE
Singapore, and CSE Regional TSPs, has all the necessary resources, including hardware, software, platform, data center, 24/7 Secure Operations Centre, installation, field services, and support, to undertake Telematics projects across various industries, technologies, and sectors.
Singapore, and CSE Regional TSPs, has all the necessary resources, including hardware, software, platform, data center, 24/7 Secure Operations Centre, installation, field services, and support, to undertake Telematics projects across various industries, technologies, and sectors.
CSE Unique Predictive Risk Flag
By leveraging advanced mathematical models, claims, and a vast array of Telematics data, over the years CSE have developed a unique “Predictive Risk Flag” for Malaysian drivers, a powerful Risk flag algorithm that enables to predict the likelihood of accident for each new onboarded driver just after a few trips. With this information, insurance partners can implement personalized engagement campaigns to incentivize behavior change, reduce the risk of accidents, and keep the safe drivers.
Big Data and Engagement
CSE offers insurance partners the ability to utilize detailed driving data (hundreds of parameters) from each connected customer for accurate risk profiling, pricing, risk prediction, and design product evolution. Ability to develop complex KPI scoring, computing data received from the device in the vehicle (e.g. mileage, position, speed, acceleration, distraction, and etc) and data from 3rd-Party data providers (speed limit, type of road, traffic, weather, and etc). Knowing your customers will also allow you to conduct targeted marketing campaigns, cross-selling activities and engage with your customers.
Insurance own scoring IP
We work with actuaries and underwriters so that our Insurance partners can leverage their claims data to build unique IP and tailor scoring and risk flags to their portfolio. By incorporating their own claims data, insurers can gain a deeper understanding of their customers and their specific risk profiles, which can help them make more accurate underwriting decisions.
Additionally, by using their own data, insurers can create customized risk models that are specific to their portfolio and the types of risks they insure against. This can help them better manage their risk exposure and optimize their pricing strategies.
Crash Report and Claims Management
Our system is able to automatically generate a comprehensive crash reconstruction report in just minutes after a crash is detected through our Telematics device or Customer’s Smartphone.
Our first-in-class crash reconstruction report provides a detailed view of the accident, including critical information on the dynamic of the crash.
By leveraging our cutting-edge Claims validation module, our Insurance partners can obtain critical insights and use them to validate claims and expedite the claims process. This can be invaluable in settling insurance claims quickly and efficiently.
Integration with car Makers’ devices & Single contact point
Our UBI solution is not just limited to our devices. We are able to integrate it with 3rd Party devices and the connected car system from OE car makers. This enables us to provide our Insurance partners with a single point of contact for managing Telematics data from multiple car makers.
Therefore, we are able to provide standardized UBI data to insurance partners for them to offer Insurance Telematics products without the need for custom integration with each individual car maker, regardless of the device being used.
UBI App
We have the ability to re-brand our App for our Insurance partners or seamlessly integrate our features into their existing Apps.
Over the years we have developed many new features for our customers across multiple industries including Automotive, Insurance, Fleet, and Telco. Our features can be mixed and matched across our product range, in relation to the Telematics solution selected.
Insurance Telematics Infrastructure
We design, develop and control our own Telematics infrastructure, including all core software and applications. Our platform is highly customizable and device-agnostic, allowing us to cater to our clients’ specific requirements. Additionally, we can integrate with other business systems and custom applications, providing a seamless and comprehensive solution. Our core software and applications are internally designed and controlled, including web portals, data mining with KPI computation and monitoring SLA with hosting and telco network providers. Our Telematics solutions are flexible, scalable, and customizable, easily adapting to your evolving business needs and growth.
Pricing
We provide cost-effective and superior UBI solutions and value-added services that have enabled insurance companies to successfully launch UBI programs in Malaysia. We have already launched 6 insurance products, with more in development, to help our clients stay ahead in the industry.
Telematics Devices
We provide a diverse range of Telematics devices to cater to any business requirement. Our offerings include the intelligent UBI App, which can transform any smartphone into a Telematics device solution, Bluetooth-enabled devices that interface with our App, and standalone devices that work independently. All of our devices seamlessly integrate with our device-agnostic Telematics platform, providing a reliable and consistent user experience. We internally design the hardware and firmware for our Telematics devices, and our manufacturing process is carefully evaluated and audited, ensuring our commitment to quality control.
System & Hardware Integration
CSE innovation provide seamless integration and customizable architecture or application, integrating it with both third-party hardware and custom software.
24/7 SOC, device logistics, installation and aftersales support
Our SOC provides crash and theft management as
well as device logistics, installation and customer
support services on behalf of insurance companies
for the UBI projects.
well as device logistics, installation and customer
support services on behalf of insurance companies
for the UBI projects.
We also provide comprehensive end-to-end
solutions, including devices, a telematics platform,
installation, field services, and customer support. We
prioritize customer satisfaction and offer
customizable insurance telematics solutions to meet
the unique needs of each partner. Our solutions
accurately price risk, engage customers, and improve
portfolio health, and are backed by our extensive
experience and expertise in the industry.
Our Insurance Telematics Partners
MSIG EZ-Mile is an add-on for MSIG Private Car Comprehensive Policy, MSIG Private Car with Driver’s PA, MSIG Motor Plus and MSIG Lady Motor Plus that lets you pay-as-you-drive, with a lower premium when you commit to drive within a specific mileage during the year. With this add-on, you will also get a complimentary MSIG microtag that connects to your smartphone to track your mileage and help you to call for roadside assistance when you need it.
Certifications
